Types of Loans We Offer

Flexible Financing for Real-Life Needs

At Columbia Credit, LLC, we understand that everyone’s financial needs are different. That’s why we provide a variety of loan options designed to fit your situation, whether you’re managing an emergency expense, planning for the future, or rebuilding your credit. All loans are handled locally, with fast decisions and a friendly team ready to help.

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Auto Loans & Vehicle Expenses

Car trouble is never convenient—or cheap. Whether you need help with a down payment, emergency repairs, tag fees, or insurance costs, our auto-related installment loans can provide up to $4,000 to keep you moving forward.

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Home Repairs & Improvements

Owning a home means occasional surprises—leaky roofs, broken HVAC units, or a busted water line. We offer home repair loans to cover urgent needs, as well as financing for improvements like furniture, deck additions, and other home upgrades.

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Debt Consolidation Loans

Tired of juggling multiple payments each month? Our debt consolidation loans can help you combine smaller balances into one manageable monthly payment. Simplify your finances and get a clearer path toward financial freedom.

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Vacation Loans

Planning a trip but don’t want to drain your savings? Our vacation loans help you enjoy the break you deserve—whether it's a weekend road trip or a dream getaway. Use your funds for travel, lodging, excursions, and more.

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Holiday Loans

The holiday season is supposed to be joyful—not stressful. Let us help you cover gifts, travel, decorations, and other seasonal expenses with a loan designed to take the pressure off your wallet. Plus, we offer free budgeting support to help you make the most of your loan.

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Credit Rebuilding Loans

Looking to re-establish or build your credit? We report your payment history to the credit bureau, making our installment loans a practical tool for improving your credit profile over time—even if you’ve been turned down elsewhere.

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No Credit Score?

No Problem.

We approve loans based on your ability to repay—not a number. Perfect credit not required.
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Fast Cash When You Need It Most.

From hospital bills to car repairs, we move quickly—many loans are approved and funded the same day.
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Real People. Real Decisions.

All approvals are made in-office by our friendly local team. No bots. No call centers.
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Loan Options from $750 to $4,000.

Whether you're catching up or planning ahead, our flexible installment loans are built around your budget.